Financial Services
Financial Services
Flexible options. Trusted guidance. Peace of mind.
At Smithers Toyota, our Financial Services team is here to make your vehicle purchase simple, transparent, and tailored to you. Whether you’re leasing or financing, we’ll help you explore options that fit your lifestyle, budget, and long-term goals.
Why Choose Smithers Toyota Financial Services?
🤝 Personalized Support
Friendly experts who take the time to understand your needs.
📄 Simple & Transparent Process
Clear explanations with no hidden surprises.
💰 Flexible Payment Options
Lease or finance solutions designed around your budget.
🛡 Peace of Mind Protection
Optional coverage to help protect your investment.
Lease Advantage – A Smarter Choice for Many Drivers
Leasing is ideal if you enjoy driving a newer vehicle, prefer lower payments, and want flexibility at the end of your term. Our Financial Services team is happy to help you decide if leasing fits your needs.
🚗 Drive New, More Often
- Lower Monthly Payments compared to financing
- Access the Latest Models with new technology, safety, and efficiency
- Avoid Long-Term Ownership and major depreciation concerns
💰 Better Control Over Costs
- Reduced Upfront Costs with smaller down payments
- Taxes Applied to the Lease Portion, not the full vehicle price
- Predictable Payments for easier budgeting
- Protection From Depreciation — Toyota sets your future value in advance
⭐ Flexible & Commitment-Light
- Shorter Terms than traditional financing
- Built-In End-of-Lease Options
- Return your vehicle
- Upgrade to a new Toyota
- Purchase your vehicle at a predetermined value
- Freedom to Change as your lifestyle evolves
❤️ Peace of Mind Throughout Your Lease
- Warranty Coverage often aligns with your lease term
- Guaranteed Future Value at lease end
- Optional Wear Protection Plans to help reduce end-of-lease charges
- Gap Protection included for added security
Wear Pass
Toyota Wear Pass helps protect you from unexpected charges at the end of your lease by covering certain excess wear-and-tear items.
🛡What Wear Pass Covers
- Minor dents and scratches
- Interior wear
- Alloy wheel damage
- Other eligible wear items
✓Available Options
- Wear Pass – Covers many common excess wear charges up to a set limit
- Wear Pass Plus – Enhanced coverage with higher limits and broader protection
Wear Pass offers added confidence throughout your lease, helping you return your vehicle with fewer worries.
Extra Care Protection
Toyota Extra Care Protection extends coverage beyond your factory warranty, helping safeguard you against unexpected repair costs and keeping you protected on the road.
🔧 Key Benefits
- Extended mechanical repair coverage
- Service available at Toyota dealers across North America
- Emergency roadside assistance including towing, battery boost, lock-out, and more
- Trip interruption support if a covered breakdown occurs
- Optional maintenance and tire & rim protection plans available
Extra Care Protection is ideal for drivers planning to keep their Toyota longer or wanting added peace of mind.
Let’s Get You Started
Whether you’re buying your first vehicle or upgrading to something new, our Financial Services team is ready to help.
We can assist with:
- Lease and finance applications
- Payment plan options
- Protection plan recommendations
- One-on-one consultations